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Financial Calculators

Twelve free tools to plan your money with real numbers — SIPs, deposits, pensions, loans and goals. Move the sliders; results and charts update instantly. No sign-up, nothing stored.

How to use these calculators well

Every calculator here runs on assumptions you control — most importantly the expected return. That single number changes results more than any other, so be honest and a little conservative: long-term equity planning is usually done at 10–12%, balanced portfolios lower, and government-backed schemes at their declared rates. Inflation matters just as much on the other side of the ledger, which is why the Goal Planner works with future costs and the Retirement Calculator inflates your expenses before sizing the corpus.

Use the tools in sequence: check what inflation does to your goal, convert the goal into a monthly SIP, then sanity-check the SIP against your income and existing commitments. Revisit the numbers once a year — plans are meant to be adjusted, not worshipped. And remember that these are educational illustrations, not personalised advice or a promise of returns; for decisions on your own money, talk to a qualified advisor.

Numbers look good? Start the plan.

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